Affordable Homes

Affordable Homes

Wacera was exhausted. A hectic weekend of back to back clients; Fridays and Saturdays were always her busiest and unfortunately also the days when her beauticians decided to call in sick or excuse themselves because of urgent family issues. Wacera had always realized the importance of saving. She was one of six siblings and had grown up on a tight budget with a great work ethic. It was Wacera that helped prepare meals and care for her younger siblings while her mother cleaned at the local hospital, often on night shifts. She was used to putting in long hours and through her tenacity she had recently managed to rent out her own salon space. Her back was aching. She was just finishing up Faiths’ braids. “They look fantastic and I love the pastel pink on your acrylics.” Faith looked up from the Property Magazine that another client had left behind, “have you seen this article on affordable homes?’ Wacera smiled, when would she ever have time to read? Evenings were spent stock taking, ordering products or shopping for them and then there was the accounting to do. Not to mention helping at her mother’s house and her own housework. It would be far more convenient if she could live closer to her
salon. Wacera responded, “Affordable housing. What’s that?’ Faith raised her eye brows in surprise, “You know, the Government incentive to provide decent homes at an affordable price.” Wacera laughed, “Well I don’t need to waste my time reading. I work all hours to pay rental on this salon. I could never actually own my own home.” Faith sat up and looked at Wacera, astonished. For someone seemingly so savvy how could she not know about these affordable homes? New compounds were popping up around Nairobi and there were some incredible deals. Faith and her husband had already bought into an amazing project off plan. It was a fantastic business opportunity. Once the complex had been completed the developer would help rent out their apartments and this would contribute to the repayment plan. “You’d be surprised Wacera. I bet you have a good monthly profit. If you’re earning ksh60,000/- or more you could easily afford a home in the 3Million range. You would need to pay off about 20,000/- a month. It’s so much better than wasting all that money on rental. Check out the show house advertised here. It’s stunning! And so convenient with the live/work/play philosophy.” Wacera took the magazine from Faith. She looked at the beautiful photos. “Are you sure? I would be paying the same amount as I currently pay on rental? And I could have this incredible home?” Wacera was now grinning. Her own beautiful home. And all the facilities and infrastructure. Why not? No one
had believed she would have her own business but look what she had already achieved. This was an amazing opportunity. Yes, her very own home.
That was certainly possible.

By Beck Gutsche

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